3 Core Family Anchors + 3 Proactive Friend/Family Rotations
Today first, because the 05:00–06:30 Master’s block is already paid for. Then the body, then the named work, then people, then money. The long map and the code are standards you check, not forms you fill every hour. Protected savings stay untouched. A health visit is booked only after the AIA line is marked.
All Modules Overview & Direct 1-Click Navigation
Click any card below to jump straight to that tab. Financial expense entry happens strictly inside the Financial tab.
Work priorities
Me scores +10, so Me stays above Pod. Tick done and the row drops, struck through.
| Done | Task | Me / Pod | Urgency | Effort | Score |
|---|
Personal and Master’s priorities
Same rule. Me first. Done rows sit underneath.
| Done | Task | Me / Pod | Urgency | Effort | Score |
|---|
Time-Block Cockpit: Master's Pool (05:00–06:30) & Work Pool (08:30–20:30)
05:00–06:30 (1.5h) deducts/scores strictly against your RM 21k Master's Tuition (zero work salary deduction). 08:30–20:30 (12h) deducts/scores against your RM 8,750 Work Salary Pool (RM 282.26/day = RM 23.52/hr). Other blocks are Personal/Prep/Recovery (RM 0 deduction).
| Time Block | Pool / Bucket | 1st Tasks (Primary Focus) | 2nd Tasks (Secondary / Multitasking) | Say to Myself (Focus Reminder) | What Actually Happened | Performance Score | Pool Value / Deduction |
|---|
6-Layer Daily Momentum Calendar (Oct 2026 — Oct 2027)
Book Class Anchor started Monday, 19 October 2026. Click any day in the 13-month grid to rate all 6 layers (Mind, Body, Emotion, Spiritual, Money, Exploring) from 1 to 3 (Max 18/day).
2026-10-27
1-Year Horizon Strip (Oct 2026 → Oct 2027) — Click any month
84-Year Life Cycle Matrix (7 Epochs of 12 Years Across the 6 Layers)
Rate each 12-year age block from 1 to 3 across Mind, Body, Emotion, Spiritual, Money, and Exploring so you are conscious of the past and intentional about the future.
Monthly Exploration Tracker & 2026 Travel Diary (Cleaned)
Your recharge playbook: exploring a new place in Malaysia (and beyond) every month. Dungun and Pekan have been removed as requested.
2026 Monthly Exploration Radar (Jan — Dec)
Goals & Planning
Connect yearly direction to monthly milestones, weekly outcomes, daily plans and deliberate carryover.
Add a goal
Daily plan & carryover
This Week — Daily Outcomes
Plan the outcome for each day. Tasks scheduled on a date appear under that day and remain separated into Career and Personal.
Monthly & Yearly Goal Progress
Weekly review & improvement
Family & Ancestral Lineage
Honoring the root. Disciplined unconditional monthly financial and care stewardship for parents and children.
Reciprocal Career Giving
Lifting peers (Basil, Krishna, Pui Yee, Aisha, Cameron). Unsolicited public praise, opening doors, and removing engineering roadblocks.
Altruistic & Community Care
Direct selfless societal contribution. Supporting Special Olympics Malaysia, animal welfare, and clinician-level community utility.
Intellectual & Mentorship
Synthesizing papers, publishing open blueprints, and mentoring junior engineers stepping into enterprise AI.
Log a "Give First" Act
Karma StreamThe Strategic Giving Ledger
"Dharmo rakshati rakshitah" — If I protect dharma, dharma protects me.
| Date | Recipient | Dimension | Act of Service / Gift | Value (RM) | Action |
|---|
Daily Non-Negotiable Standards (Mind & Body)
Strict adherence to health, mental stillness, intellectual mastery, and living spaces.
Birthday & Connection Repository (Exact Day & Month Radar)
3 Core Family Anchors (Appa, Amma, Akka) + Extended Close Network.
Contacts celebrating their birthday on today's exact day and month.
| Status | Contact Name | Birthday (Day & Month) | Category | Suggested Engagement Prompt & Focus | Action |
|---|
RM 21,000 Master's Tuition Burn Timer & Daily Effort ROI (Started 5 Oct 2026)
Your morning 05:00 – 06:30 (1.5h) block is paid for by this RM 21,000 investment—not your work salary. Every day counts toward finishing your LLM research with excellence.
RM 10,500/year • RM 875/month • RM 28.73/day • RM 19.15 per 1h (in your 05:00-06:30 1.5h morning window).
RM 14,000/year • RM 1,166.67/month • RM 38.32/day • RM 25.55 per 1h (in your 05:00-06:30 1.5h morning window).
Calendar semester (~182.75d) = RM 28.73/day. Active 14-week teaching semester (98d/sem = 392 active days) = RM 53.57/active day.
Balance Sheet & Cash Flow Discipline (RM 8,750 / Month)
"Discipline today, freedom tomorrow." Protected money is untouchable. Expense logging happens strictly in this tab.
Simpanan Konvensional + ASNB Wealth
Maybank MAE + Flexi Fixed Deposit
PTPTN Loan + Car Loan + Credit Card
Total Assets minus Total Liabilities
RM 15,000 plus salary since 19 Oct 2026, at RM 8,750 / 31 per day. Checking the FD does not change this number.
A copy of the clock for savings only. It starts at the FD figure you check, then ticks at RM 2,250 / 31 per day. That is 30% of RM 7,500, not the salary.
Birthday 13 Oct and age 28 in this book, so born 13 Oct 1998. Count ends 13 Oct 2048.
Appa and Amma share one horizon, until 8 Nov 2036. Birth years are not in this book.
Started 13 Dec 2021. Calendar time in work, counted from that morning.
1. Update after checking savings in FD.
This updates the savings clock only. The earning stack keeps RM 15,000 plus salary since 19 Oct 2026.
Not updated yet.
Fixed expenses
Tick a bill when you pay it. Last paid becomes today, and next due moves one month ahead. Family is RM 500 for each of the two. Education is RM 1,500 a month, separate from the RM 21,000 Master's clock.
Daily Expense Tracker (Exclusive to Financial Tab)
Log every expense before sleep. Remaining monthly spending budget updates automatically here and on the Home Cockpit overview card.
| Date | Category | Note | Amount |
|---|
Spend by category — this month
20-Year Horizon & Daily Tactical Stride (2026 — 2046)
"A life of deep work, meaningful impact, and continuous learning." Every day connects directly to the 20-year summit.
Think Like a Monk Curriculum Integration (Let Go, Grow, Give)
Jay Shetty Framework: 332 Pages Core System
LET GO
"I am not what I think I am... I am what I think you think I am."
- • Ch 1: Identity — Inner truth over external masks.
- • Ch 2: Negativity — Cancel, Compare, Conquer.
- • Ch 3: Fear — Observe the root without panic.
- • Ch 4: Intention — Know why you do what you do.
- • Meditation: Breath Awareness (Pranayama)
GROW
"It is better to live your own destiny imperfectly than an imitation."
- • Ch 5: Purpose (Dharma) — Passion + Craft + Usefulness.
- • Ch 6: Routine — Time has memory; place has energy.
- • Ch 7: The Mind — Train the monkey mind like a child.
- • Ch 8: Ego — Humility as genuine self-mastery.
- • Meditation: Structured Visualization
GIVE
"A tree does not eat its own fruit; living for others is the rule of nature."
- • Ch 9: Gratitude — Remembering benefits received.
- • Ch 10: Relationships — Forgive, mend, but no "flowers".
- • Ch 11: Service (Seva) — Nishkama Karma without attachment.
- • Meditation: Sacred Mantras
How you talk
Raj Shamani4-box roster
Drag a name into another group. Birthdays and calls stay in People. These four groups are the boundary: givers, allies, matchers, and the three-chance group.
Social Character & Zero-Grudge Protocol
Self-Respect StandardClinician-Grade Service & Equal Marriage Pillar
End-Goal IdentityNon-Negotiable Grounding Tenets
Internal CompassFit your highest-leverage deep work outcomes first. Administrative sand will naturally find room.